Real ChatGPT answer · index seedZhSVbC5G0jAcompleteFinance and banking · student loanscomparison

Can you compare the current interest rates and repayment terms of Earnest versus Splash Financial for someone trying to refinance forty thousand dollars in undergraduate student debt?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you compare the current interest rates and repayment terms of Earnest versus Splash Financial for someone trying to refinance forty thousand dollars in undergraduate student debt?
2 real searches · 1 real-search pass
Earnest student loan refinance rates APR repayment terms 2026 official undergraduate refinanceGoogle ↗
OBSERVED
Splash Financial student loan refinance rates APR repayment terms 2026 officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
Earnest student loan refinance rates APR repayment terms 2026 official undergraduate refinance Google ↗
Splash Financial student loan refinance rates APR repayment terms 2026 official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Earnest student loan refinance rates APR repayment terms 2026 official undergraduate refinance
OBSERVED
Google ↗
AI Mode ↗
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Splash Financial student loan refinance rates APR repayment terms 2026 official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1