Is it smart to choose a Part D standalone plan with a zero deductible even if the monthly premium is twenty dollars higher
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it smart to choose a Part D standalone plan with a zero deductible even if the monthly premium is twenty dollars higher
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 Medicare Part D changes deductible out-of-pocket cap premiums CMS Google ↗
2026 Medicare Part D deductible maximum standard deductible zero deductible plan total cost comparison CMS Google ↗
- Final CY 2026 Part D Redesign Program Instructions · cms.gov
- How much does Medicare drug coverage cost? · medicare.gov
- Medicare Plan Finder · medicare.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Medicare Part D changes deductible out-of-pocket cap premiums CMS OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
2026 Medicare Part D deductible maximum standard deductible zero deductible plan total cost comparison CMS OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |