Real ChatGPT answer · index seedZeVxce5ezAAcompleteFinance and banking · small business bankingcomparison

Which bank has fewer hidden charges when avoiding wire transfer fees for local contractor payments in the US?

ChatGPTgpt-64 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Which bank has fewer hidden charges when avoiding wire transfer fees for local contractor payments in the US?
4 real searches · 1 real-search pass
US banks checking account ACH transfer fees outgoing domestic wire fees Zelle limits 2026 fee schedule contractor paymentsGoogle ↗
OBSERVED
Chase Bank personal checking ACH transfer fees domestic wire fees fee schedule 2026Google ↗
OBSERVED
Capital One 360 checking ACH transfer fees wire fees fee schedule 2026Google ↗
OBSERVED
Ally Bank checking ACH transfer fees domestic wire fees fee schedule 2026Google ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 4 queries…

Searches and sources

ChatGPT4 real searches · gpt-6
US banks checking account ACH transfer fees outgoing domestic wire fees Zelle limits 2026 fee schedule contractor payments Google ↗
Chase Bank personal checking ACH transfer fees domestic wire fees fee schedule 2026 Google ↗
Capital One 360 checking ACH transfer fees wire fees fee schedule 2026 Google ↗
Ally Bank checking ACH transfer fees domestic wire fees fee schedule 2026 Google ↗
  1. Transfers · ally.com
  2. Zelle® · ally.com
  3. Online Checking Account: For Essential Spending · ally.com
  4. 360 Checking Account Disclosures · capitalone.com
  5. SoFi Bank Fee Sheet (May 18, 2026) · d32ijn7u0aqfv4.cloudfront.net
  6. Are there any fees to send money using Zelle®? · support.sofi.com
  7. 360 Checking · capitalone.com

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
US banks checking account ACH transfer fees outgoing domestic wire fees Zelle limits 2026 fee schedule contractor payments
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Chase Bank personal checking ACH transfer fees domestic wire fees fee schedule 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Capital One 360 checking ACH transfer fees wire fees fee schedule 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Ally Bank checking ACH transfer fees domestic wire fees fee schedule 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1