Real ChatGPT answer · index seedZX1CElvN5mYcompleteFinance and banking · credit scores and repaircommercial
Is it actually true that closing my oldest credit card will tank my credit score even if I never use it anymore and want to get rid of the annual fee.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it actually true that closing my oldest credit card will tank my credit score even if I never use it anymore and want to get rid of the annual fee.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FICO closing oldest credit card account age of accounts remains on credit report 10 years utilization impact official Google ↗
Experian does closing a credit card hurt credit score utilization age of credit history closed account 10 years Google ↗
- Does it hurt my credit to close a credit card? · consumerfinance.gov
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO closing oldest credit card account age of accounts remains on credit report 10 years utilization impact official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Experian does closing a credit card hurt credit score utilization age of credit history closed account 10 years OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |