Real ChatGPT answer · index seedZWp8xyFdYDUcompleteFinance and banking · retirement accountsbrand

Are there better alternatives to my company 401k plan if the investment choices they offer have terrible performance?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are there better alternatives to my company 401k plan if the investment choices they offer have terrible performance?
3 real searches · 1 real-search pass
IRS 2026 401(k) IRA contribution limits Roth IRA income limits 2026 officialGoogle ↗
OBSERVEDReason
Department of Labor 401(k) investment fees compare benchmarks participant guide officialGoogle ↗
OBSERVEDComparison
IRS 401(k) rollover while still employed in-service distribution rules officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison33%ConsequenceReason67%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
IRS 2026 401(k) IRA contribution limits Roth IRA income limits 2026 official Google ↗
Department of Labor 401(k) investment fees compare benchmarks participant guide official Google ↗
IRS 401(k) rollover while still employed in-service distribution rules official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS 2026 401(k) IRA contribution limits Roth IRA income limits 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Department of Labor 401(k) investment fees compare benchmarks participant guide official
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
IRS 401(k) rollover while still employed in-service distribution rules official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1