Does a drop in my credit score automatically mean my current auto insurance renewal with Nationwide is going to spike, and which companies ignore credit scores?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Does a drop in my credit score automatically mean my current auto insurance renewal with Nationwide is going to spike, and which companies ignore credit scores?
3 real searches · 1 real-search pass
Michigan auto insurance credit score use prohibited insurance score law renewal Nationwide credit-based insurance scoreGoogle ↗
OBSERVED
Nationwide auto insurance credit score renewal insurance score states prohibited credit scoring auto insuranceGoogle ↗
OBSERVED
states that prohibit credit-based insurance scores auto insurance 2026 Michigan California Hawaii MassachusettsGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Michigan auto insurance credit score use prohibited insurance score law renewal Nationwide credit-based insurance score Google ↗
Nationwide auto insurance credit score renewal insurance score states prohibited credit scoring auto insurance Google ↗
states that prohibit credit-based insurance scores auto insurance 2026 Michigan California Hawaii Massachusetts Google ↗
- MCL - Section 500.2162 · legislature.mi.gov
- ▪ **Prohibited Rating Factors** – MCL 500.2111(4) of PA 21 & 22 prohibited insurers from using certain rating characteristics¹¹ in the calculation of policy premiums. These include: · michigan.gov
- Insurance Topics | Credit-Based Insurance Scores · content.naic.org
- credit-history-auto · insurance.maryland.gov
- General Law - Part I, Title XXII, Chapter 175, Section 4E · malegislature.gov
- official website · michigan.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Michigan auto insurance credit score use prohibited insurance score law renewal Nationwide credit-based insurance score OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Nationwide auto insurance credit score renewal insurance score states prohibited credit scoring auto insurance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
states that prohibit credit-based insurance scores auto insurance 2026 Michigan California Hawaii Massachusetts OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |