Real ChatGPT answer · index seedZNmtUKNgMt8completeFinance and banking · checking and savings accountsinformational
How does a hard credit pull affect my auto loan rates, and how long does that temporary dip on my credit report usually last?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does a hard credit pull affect my auto loan rates, and how long does that temporary dip on my credit report usually last?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FICO auto loan rate shopping hard inquiries 14 45 day window hard inquiry remains credit report 2 years Google ↗
CFPB auto loan shopping multiple credit checks rate shopping window credit score Google ↗
- How does a lender decide what interest rate to offer me on an auto loan? · consumerfinance.gov
- What should I know before I shop for a car or auto loan? · consumerfinance.gov
- How will shopping for an auto loan affect my credit? · consumerfinance.gov
- The Timing of Hard Credit Inquiries: When and Why They Matter · myfico.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO auto loan rate shopping hard inquiries 14 45 day window hard inquiry remains credit report 2 years OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB auto loan shopping multiple credit checks rate shopping window credit score OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |