Real ChatGPT answer · index seedZNYrgElWu7wcompleteFinance and banking · checking and savings accountscomparison
What consumer protection regulations govern the timeframe in which a bank must release a hold on a cashier check deposited into a business checking account?
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The searches the AI actually ran for this prompt.
SEED QUERY
What consumer protection regulations govern the timeframe in which a bank must release a hold on a cashier check deposited into a business checking account?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
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Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Regulation CC 12 CFR 229.10 cashier's checks next business day 229.13 business accounts large deposit threshold 2026 Google ↗
Federal Reserve Regulation CC funds availability business accounts cashier's checks exception hold official Google ↗
- The Fed · federalreserve.gov
- Are there exceptions to the funds availability schedule? · helpwithmybank.gov
- I made a large deposit. When will the funds be available? · helpwithmybank.gov
- Expedited Funds Availability Act · federalreserve.gov
- Consumer Compliance Handbook, October 2025 · federalreserve.gov
- Federal Reserve Board - Regulation CC (Availability of Funds and Collection of Checks) · federalreserve.gov
- The Fed · federalreserve.gov
- 12 CFR § 229.13 – Exceptions to the Funds Availability Schedules · ecfr.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Regulation CC 12 CFR 229.10 cashier's checks next business day 229.13 business accounts large deposit threshold 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Federal Reserve Regulation CC funds availability business accounts cashier's checks exception hold official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |