How much does adding earthquake or flood riders increase a standard renters insurance quote in high-risk zones and can I opt out to save money
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How much does adding earthquake or flood riders increase a standard renters insurance quote in high-risk zones and can I opt out to save money
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
renters insurance earthquake coverage cost average endorsement flood renters insurance cost NFIP contents coverage 2026 Google ↗
standard renters insurance excludes flood earthquake optional coverage state insurance department renters Google ↗
- Earthquake Insurance Cost in California (2026 Data) · menloinsurance.com
- Does Renters Insurance Cover Earthquakes? · valuepenguin.com
- Flood Insurance · content.naic.org
- NFIP Flood Insurance for Renters Brochure · agents.floodsmart.gov
- HOMEOWNERS & TENANTS INSURANCE: WHAT CONSUMERS NEED TO KNOW · dfs.ny.gov
- FAQ: Disaster and Flood Recovery Resources · dfs.ny.gov
- How renter insurance works · insurance.wa.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
renters insurance earthquake coverage cost average endorsement flood renters insurance cost NFIP contents coverage 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
standard renters insurance excludes flood earthquake optional coverage state insurance department renters OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |