I need a detailed comparison of the current interest rate spread between thirty-year fixed and five-one hybrid ARMs to decide which makes sense given current macroeconomic forecasts.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I need a detailed comparison of the current interest rate spread between thirty-year fixed and five-one hybrid ARMs to decide which makes sense given current macroeconomic forecasts.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
October 2026 current average 30-year fixed mortgage rate 5/1 ARM rate United States Freddie Mac Bankrate Google ↗
2026 2027 macroeconomic forecast Federal Reserve interest rates inflation mortgage rates outlook October 2026 Google ↗
- Current ARM Loan Rates · bankrate.com
- Compare 5/1 ARM Rates Today · bankrate.com
- Mortgage Rates · freddiemac.com
- Current Mortgage Rates: Compare Today's Rates · bankrate.com
- The Fed - September 16, 2026: FOMC Projections materials, accessible version · federalreserve.gov
- Fed policymakers forecast one more rate hike this year By Reuters · investing.com
- Fannie Mae is raising its 2027 mortgage rate forecast to 7.5% · qz.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
October 2026 current average 30-year fixed mortgage rate 5/1 ARM rate United States Freddie Mac Bankrate OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
2026 2027 macroeconomic forecast Federal Reserve interest rates inflation mortgage rates outlook October 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |