Real ChatGPT answer · index seedZALhx9Wh1EocompleteFinance and banking · retirement accountsinformational
I just graduated and started my first job. Can you explain how the backdoor Roth IRA steps work so I don't mess up my taxes?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I just graduated and started my first job. Can you explain how the backdoor Roth IRA steps work so I don't mess up my taxes?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS Form 8606 instructions nondeductible traditional IRA contributions Roth conversion pro rata rule 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 | |
IRS 2026 IRA contribution limit Roth IRA income phase out 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |