Real ChatGPT answer · index seedZ7GVqjCDhoMcompleteFinance and banking · budgeting and savinginformational
What are the step-by-step instructions for transferring my retirement savings into a SoFi high yield savings account to get a better return?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the step-by-step instructions for transferring my retirement savings into a SoFi high yield savings account to get a better return?
3 real searches · 1 real-search pass
SoFi high yield savings account APY eligibility direct deposit 2026 officialGoogle ↗
OBSERVEDOther / navigational
IRS retirement plan distributions 10% additional tax IRA 401k rollover withholding officialGoogle ↗
OBSERVEDConsequence
FDIC deposit insurance limit $250,000 official savings accountGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
SoFi high yield savings account APY eligibility direct deposit 2026 official Google ↗
IRS retirement plan distributions 10% additional tax IRA 401k rollover withholding official Google ↗
FDIC deposit insurance limit $250,000 official savings account Google ↗
- SoFi's official High-Yield Savings Account page · sofi.com
- Open a High Yield Savings Account Online · sofi.com
- Open a High Yield Savings Account Online · sofi.com
- Deposit Insurance FAQs · fdic.gov
- Deposit Insurance · fdic.gov
- Rollovers of retirement plan and IRA distributions · irs.gov
- 401k Resource Guide Plan Participants General Distribution Rules · irs.gov
- Publication 590-B (2025), Distributions from Individual Retirement Arrangements (IRAs) · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
SoFi high yield savings account APY eligibility direct deposit 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
IRS retirement plan distributions 10% additional tax IRA 401k rollover withholding official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
FDIC deposit insurance limit $250,000 official savings account OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |