Real ChatGPT answer · index seedZ5yMoujNa2IcompleteFinance and banking · checking and savings accountscommercial

Should I put my retirement savings into a twelve month CD right now or keep it liquid in a high yield money market account

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Should I put my retirement savings into a twelve month CD right now or keep it liquid in a high yield money market account
2 real searches · 1 real-search pass
October 2026 best high yield savings money market account rates vs 12 month CD rates United States currentGoogle ↗
OBSERVED
FDIC deposit insurance coverage $250,000 official CD money market deposit accountGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
October 2026 best high yield savings money market account rates vs 12 month CD rates United States current Google ↗
FDIC deposit insurance coverage $250,000 official CD money market deposit account Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
October 2026 best high yield savings money market account rates vs 12 month CD rates United States current
OBSERVED
Google ↗
AI Mode ↗
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of 1
FDIC deposit insurance coverage $250,000 official CD money market deposit account
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1