Real ChatGPT answer · index seedZ13xf72IYk4completeFinance and banking · student loanscomparison

Compare the current interest rate cap on federal direct consolidation loans versus refinancing through SoFi for someone with an eight hundred credit score.

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Compare the current interest rate cap on federal direct consolidation loans versus refinancing through SoFi for someone with an eight hundred credit score.
2 real searches · 1 real-search pass
2026 federal Direct Consolidation Loan interest rate cap weighted average rounded up one eighth cap current rulesGoogle ↗
OBSERVED
SoFi student loan refinance rates October 2026 APR fixed variable credit score 800Google ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
2026 federal Direct Consolidation Loan interest rate cap weighted average rounded up one eighth cap current rules Google ↗
SoFi student loan refinance rates October 2026 APR fixed variable credit score 800 Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 federal Direct Consolidation Loan interest rate cap weighted average rounded up one eighth cap current rules
OBSERVED
Google ↗
AI Mode ↗
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of 1
SoFi student loan refinance rates October 2026 APR fixed variable credit score 800
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1