Real ChatGPT answer · index seedYzxueXJrUZUcompleteFinance and banking · credit cardsinformational

What are the precise mechanics of how closing an older revolving account impacts my average age of accounts and overall FICO score over time?

ChatGPTgpt-62 queries10/31/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
What are the precise mechanics of how closing an older revolving account impacts my average age of accounts and overall FICO score over time?
2 real searches · 1 real-search pass
FICO closed accounts remain credit report 10 years average age accounts closed credit card utilization impact officialGoogle ↗
OBSERVED
myFICO closing credit card average age of accounts closed account remains report utilization FICO scoreGoogle ↗
OBSERVED

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Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
FICO closed accounts remain credit report 10 years average age accounts closed credit card utilization impact official Google ↗
myFICO closing credit card average age of accounts closed account remains report utilization FICO score Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FICO closed accounts remain credit report 10 years average age accounts closed credit card utilization impact official
OBSERVED
Google ↗
AI Mode ↗
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of 1
myFICO closing credit card average age of accounts closed account remains report utilization FICO score
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1