What triggers a Unum long term disability policy denial and how can I review my file to see what medical records they actually used?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What triggers a Unum long term disability policy denial and how can I review my file to see what medical records they actually used?
3 real searches · 1 real-search pass
Unum ERISA disability claim file request relevant documents records information relied upon considered 29 CFR 2560.503-1(h)(2)(iii) (m)(8)Google ↗
OBSERVEDReason
Department of Labor ERISA disability claims procedures access claim file appeal 45 days 29 CFR 2560.503-1Google ↗
OBSERVEDConsequence
Unum long term disability claim appeal denial policy own occupation any occupation medical records claim fileGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Unum ERISA disability claim file request relevant documents records information relied upon considered 29 CFR 2560.503-1(h)(2)(iii) (m)(8) Google ↗
Department of Labor ERISA disability claims procedures access claim file appeal 45 days 29 CFR 2560.503-1 Google ↗
Unum long term disability claim appeal denial policy own occupation any occupation medical records claim file Google ↗
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Unum ERISA disability claim file request relevant documents records information relied upon considered 29 CFR 2560.503-1(h)(2)(iii) (m)(8) OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Department of Labor ERISA disability claims procedures access claim file appeal 45 days 29 CFR 2560.503-1 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Unum long term disability claim appeal denial policy own occupation any occupation medical records claim file OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |