Real ChatGPT answer · index seedYwBQN2wRdTscompleteFinance and banking · budgeting and savingcomparison
I need to choose between Digit automated savings app and Capital One 360 to save three grand for Christmas gifts before December twenty fifth without getting charged sneaky overdraft fees.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I need to choose between Digit automated savings app and Capital One 360 to save three grand for Christmas gifts before December twenty fifth without getting charged sneaky overdraft fees.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Digit Oportun automated savings app current fees overdraft protection 2026 official Google ↗
Capital One 360 Performance Savings fees overdraft transfers savings account official 2026 Google ↗
- Save effortlessly with a savings tool that does it for you · oportun.com
- 2022-CFPB-0007-Hello Digit LLC · files.consumerfinance.gov
- Capital One 360 Performance Savings Review · forbes.com
- 360 Checking Account Disclosures · capitalone.com
- Capital One 360 Checking Overdraft Options · capitalone.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Digit Oportun automated savings app current fees overdraft protection 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Capital One 360 Performance Savings fees overdraft transfers savings account official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |