What are the hidden costs of a low monthly premium health insurance plan that nobody tells you about until you actually need surgery?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the hidden costs of a low monthly premium health insurance plan that nobody tells you about until you actually need surgery?
3 real searches · 1 real-search pass
2026 health insurance surgery hidden costs deductible coinsurance out-of-pocket maximum surprise billing prior authorization official CMS HealthCare.govGoogle ↗
OBSERVED
2026 ACA out-of-pocket maximum limits 2026 CMS officialGoogle ↗
OBSERVED
New York health insurance surprise bills protections surgery out of network official DFSGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
2026 health insurance surgery hidden costs deductible coinsurance out-of-pocket maximum surprise billing prior authorization official CMS HealthCare.gov Google ↗
2026 ACA out-of-pocket maximum limits 2026 CMS official Google ↗
New York health insurance surprise bills protections surgery out of network official DFS Google ↗
- Out-of-pocket maximum/limit - Glossary · healthcare.gov
- FAQs about Consolidated Appropriations Act, 2021 and Affordable Care Act Implementation Part 71 · dol.gov
- Surprise Medical Bills · dfs.ny.gov
- What are the new protections? · cms.gov
- Surprise medical billing · ag.ny.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 health insurance surgery hidden costs deductible coinsurance out-of-pocket maximum surprise billing prior authorization official CMS HealthCare.gov OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
2026 ACA out-of-pocket maximum limits 2026 CMS official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
New York health insurance surprise bills protections surgery out of network official DFS OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |