Contrast the fiduciary standards and hidden fees of Betterment versus Fidelity when setting up a rollover IRA with a six figure balance after a corporate restructuring.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Contrast the fiduciary standards and hidden fees of Betterment versus Fidelity when setting up a rollover IRA with a six figure balance after a corporate restructuring.
4 real searches · 1 real-search pass
Betterment IRA advisory fee 0.25% fiduciary Form ADV rollover IRA fees 2026Google ↗
OBSERVEDReason
Fidelity rollover IRA fees advisory fiduciary brokerage commissions fund expense ratios 2026Google ↗
OBSERVEDReason
Betterment Form ADV fiduciary investment adviser rollover IRA cash reserve feesGoogle ↗
OBSERVEDReason
Fidelity brokerage IRA fee schedule advisory fiduciary capacity Form CRSGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
Betterment IRA advisory fee 0.25% fiduciary Form ADV rollover IRA fees 2026 Google ↗
Fidelity rollover IRA fees advisory fiduciary brokerage commissions fund expense ratios 2026 Google ↗
Betterment Form ADV fiduciary investment adviser rollover IRA cash reserve fees Google ↗
Fidelity brokerage IRA fee schedule advisory fiduciary capacity Form CRS Google ↗
- BETTERMENT · adviserinfo.sec.gov
- Betterment's Form CRS Conversation Starters · betterment.com
- Fidelity Brokerage Services · fidelity.com
- Fidelity Go | Robo Advisor FAQs · fidelity.com
- What are Betterment’s fees? · betterment.com
- Rollover IRA | Consolidate Your Retirement Accounts · fidelity.com
- Fidelity Brokerage and Commission Fee Schedule · fidelity.com
- Betterment Fee Disclosure · betterment.com
- New Fiduciary Advice Exemption: PTE 2020-02 Improving Investment Advice for Workers & Retirees Frequently Asked Questions · dol.gov
- SEC.gov | Staff Bulletin: Standards of Conduct for Broker-Dealers and Investment Advisers Account Recommendations for Retail Investors · sec.gov
- Investment Adviser Public Disclosure database · adviserinfo.sec.gov
- FINRA BrokerCheck · brokercheck.finra.org
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Betterment IRA advisory fee 0.25% fiduciary Form ADV rollover IRA fees 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fidelity rollover IRA fees advisory fiduciary brokerage commissions fund expense ratios 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Betterment Form ADV fiduciary investment adviser rollover IRA cash reserve fees OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fidelity brokerage IRA fee schedule advisory fiduciary capacity Form CRS OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |