Real ChatGPT answer · index seedYsPDMI6IC88completeFinance and banking · credit scores and repairinformational
Can lowering my credit limit on an unused card hurt my utilization ratio and drop my overall score?
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The searches the AI actually ran for this prompt.
SEED QUERY
Can lowering my credit limit on an unused card hurt my utilization ratio and drop my overall score?
1 real search · 1 real-search pass
does lowering a credit card limit affect credit utilization ratio credit score FICO official guidanceGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
does lowering a credit card limit affect credit utilization ratio credit score FICO official guidance Google ↗
- How credit limit decreases can affect your score · myfico.com
- How FICO scores look at credit card limits · myfico.com