Real ChatGPT answer · index seedYrYtr9NmNGYcompleteFinance and banking · checking and savings accountsinformational
Why is my business checking account transfer taking three days to clear, and are there faster ways to move money between my accounts?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why is my business checking account transfer taking three days to clear, and are there faster ways to move money between my accounts?
3 real searches · 1 real-search pass
US bank transfer ACH standard processing 1-3 business days same day ACH FedNow RTP business accounts officialGoogle ↗
OBSERVEDInstruction
Federal Reserve FedNow service instant payments availability businesses 24/7 officialGoogle ↗
OBSERVEDOther / navigational
Nacha same day ACH business payments settlement windows officialGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
US bank transfer ACH standard processing 1-3 business days same day ACH FedNow RTP business accounts official Google ↗
Federal Reserve FedNow service instant payments availability businesses 24/7 official Google ↗
Nacha same day ACH business payments settlement windows official Google ↗
- The Fed · federalreserve.gov
- FedNow® Service Participants and Service Providers · frbservices.org
- About the FedNow® Service · frbservices.org
- ACH Payments Fact Sheet · nacha.org
- Same Day ACH: Moving Payments Faster (Phase 2) · nacha.org
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
US bank transfer ACH standard processing 1-3 business days same day ACH FedNow RTP business accounts official OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 | |
Federal Reserve FedNow service instant payments availability businesses 24/7 official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Nacha same day ACH business payments settlement windows official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |