Is it worth taking a hard credit pull to product change a legacy card or should I open a new account to hit a lucrative six figure signup bonus?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it worth taking a hard credit pull to product change a legacy card or should I open a new account to hit a lucrative six figure signup bonus?
3 real searches · 1 real-search pass
credit card product change hard inquiry issuer policy product change existing account hard pull 2026Google ↗
OBSERVED
CFPB hard inquiries credit card application impact credit score hard inquiryGoogle ↗
OBSERVED
credit card signup bonus eligibility product change versus new application bonus rules issuer 2026Google ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
credit card product change hard inquiry issuer policy product change existing account hard pull 2026 Google ↗
CFPB hard inquiries credit card application impact credit score hard inquiry Google ↗
credit card signup bonus eligibility product change versus new application bonus rules issuer 2026 Google ↗
- When can a credit card company look at my credit reports? · consumerfinance.gov
- What is a credit inquiry? · consumerfinance.gov
- What is a sign-up offer? · chase.com
- Deciding How to Use Your Credit Card Welcome Bonus Offer · chase.com
- Credit Card Product Changes: A Quick Guide · chase.com
- What Is a Credit Card Product Change? · capitalone.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
credit card product change hard inquiry issuer policy product change existing account hard pull 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB hard inquiries credit card application impact credit score hard inquiry OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
credit card signup bonus eligibility product change versus new application bonus rules issuer 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |