I have about five thousand dollars in credit card debt spread across two cards and need a step by step plan to pay it off without destroying my credit
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I have about five thousand dollars in credit card debt spread across two cards and need a step by step plan to pay it off without destroying my credit
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
FICO credit utilization payment history closing credit card accounts impact credit score official guidance Google ↗
CFPB credit card debt paying down balances minimum payments credit utilization credit score official guidance Google ↗
- Understand your credit score · consumerfinance.gov
- Will paying off my credit card balance every month improve my credit score? · consumerfinance.gov
- How do I get and keep a good credit score? · consumerfinance.gov
- Does it hurt my credit to close a credit card? · consumerfinance.gov
- How credit limit decreases can affect your score · myfico.com
- AnnualCreditReport.com · annualcreditreport.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO credit utilization payment history closing credit card accounts impact credit score official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB credit card debt paying down balances minimum payments credit utilization credit score official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |