Real ChatGPT answer · index seedYliY6IHyM6McompleteFinance and banking · credit scores and repaircomparison

Compare the credit score impact of being an authorized user on a high limit card versus opening my own secured card right after college.

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Compare the credit score impact of being an authorized user on a high limit card versus opening my own secured card right after college.
2 real searches · 1 real-search pass
FICO authorized user credit score impact secured credit card build credit payment history utilization officialGoogle ↗
OBSERVED
CFPB secured credit card build credit authorized user credit reportGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
FICO authorized user credit score impact secured credit card build credit payment history utilization official Google ↗
CFPB secured credit card build credit authorized user credit report Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FICO authorized user credit score impact secured credit card build credit payment history utilization official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
CFPB secured credit card build credit authorized user credit report
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1