Is it better to close my old store credit card or keep it open after making the final Synchrony store card payment to zero out the balance?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it better to close my old store credit card or keep it open after making the final Synchrony store card payment to zero out the balance?
3 real searches · 1 real-search pass
CFPB should I close credit card account credit score utilization account age closed accountGoogle ↗
OBSERVEDConsequence
FICO closing credit card account impact credit utilization closed accounts remain credit reportGoogle ↗
OBSERVEDConsequence
Synchrony Bank store credit card inactivity account closure terms annual feeGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB should I close credit card account credit score utilization account age closed account Google ↗
FICO closing credit card account impact credit utilization closed accounts remain credit report Google ↗
Synchrony Bank store credit card inactivity account closure terms annual fee Google ↗
- Does it hurt my credit to close a credit card? · consumerfinance.gov
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB should I close credit card account credit score utilization account age closed account OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
FICO closing credit card account impact credit utilization closed accounts remain credit report OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Synchrony Bank store credit card inactivity account closure terms annual fee OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |