How does Betterment handling of tax-loss harvesting in an automated taxable account interact with the wash-sale rule when I also hold individual stocks in my brokerage account?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does Betterment handling of tax-loss harvesting in an automated taxable account interact with the wash-sale rule when I also hold individual stocks in my brokerage account?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Betterment tax loss harvesting wash sale external accounts individual stocks substantially identical securities official Google ↗
IRS wash sale rule substantially identical stock ETF 30 days publication 550 Google ↗
- Disclosure for Betterment's Tax Loss Harvesting+ · betterment.com
- Betterment's tax-loss harvesting methodology · betterment.com
- Publication 550 (2025), Investment Income and Expenses · irs.gov
- How do I turn on tax-loss harvesting? · betterment.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Betterment tax loss harvesting wash sale external accounts individual stocks substantially identical securities official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS wash sale rule substantially identical stock ETF 30 days publication 550 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |