Real ChatGPT answer · index seedYcHXcrr0R10completeFinance and banking · checking and savings accountscomparison
Is it worth moving my retirement savings from a local credit union to Ally Bank based on their current APY compounding frequency.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it worth moving my retirement savings from a local credit union to Ally Bank based on their current APY compounding frequency.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Ally Bank Online Savings current APY October 2026 compounding frequency daily interest credited monthly official Google ↗
Ally Bank IRA savings account current APY October 2026 compounding frequency official Google ↗
- Ally Bank Rates - Compare Our Deposit Account Rates · ally.com
- IRA Online Savings · ally.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Ally Bank Online Savings current APY October 2026 compounding frequency daily interest credited monthly official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Ally Bank IRA savings account current APY October 2026 compounding frequency official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |