Real ChatGPT answer · index seedYaaNWkyqu8McompleteFinance and banking · personal loansinformational

Does checking your prequalification impact your credit score across lenders like Marcus and Prosper, and is it a hard or soft pull?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Does checking your prequalification impact your credit score across lenders like Marcus and Prosper, and is it a hard or soft pull?
2 real searches · 1 real-search pass
Marcus personal loans prequalification soft credit inquiry current policyGoogle ↗
OBSERVED
Prosper personal loan prequalification soft credit inquiry hard inquiry officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
Marcus personal loans prequalification soft credit inquiry current policy Google ↗
Prosper personal loan prequalification soft credit inquiry hard inquiry official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Marcus personal loans prequalification soft credit inquiry current policy
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Prosper personal loan prequalification soft credit inquiry hard inquiry official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1