Real ChatGPT answer · index seedYOJbC8R8F7scompleteFinance and banking · checking and savings accountscomparison

Comparing the senior savings account perks at PNC Bank versus TD Bank for my mom today, which one actually offers better monthly fee waivers?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Comparing the senior savings account perks at PNC Bank versus TD Bank for my mom today, which one actually offers better monthly fee waivers?
2 real searches · 1 real-search pass
PNC Bank senior checking account 62 monthly service charge waiver 2026 officialGoogle ↗
OBSERVEDOther / navigational
TD Bank 60 Plus Checking monthly maintenance fee waiver 2026 officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
PNC Bank senior checking account 62 monthly service charge waiver 2026 official Google ↗
TD Bank 60 Plus Checking monthly maintenance fee waiver 2026 official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
PNC Bank senior checking account 62 monthly service charge waiver 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
TD Bank 60 Plus Checking monthly maintenance fee waiver 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1