Real ChatGPT answer · index seedYLxPQXuI6wUcompleteFinance and banking · budgeting and savingcomparison

Should I put my house down payment savings into Robinhood high yield cash or a short term certificate of deposit today given current interest rate drops?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Should I put my house down payment savings into Robinhood high yield cash or a short term certificate of deposit today given current interest rate drops?
3 real searches · 1 real-search pass
Robinhood cash sweep APY current October 2026 rate FDIC coverage termsGoogle ↗
OBSERVED
best short term CD rates October 2026 3 month 6 month 12 month United StatesGoogle ↗
OBSERVED
Federal Reserve latest interest rate decision October 2026 rate cutsGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
Robinhood cash sweep APY current October 2026 rate FDIC coverage terms Google ↗
best short term CD rates October 2026 3 month 6 month 12 month United States Google ↗
Federal Reserve latest interest rate decision October 2026 rate cuts Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Robinhood cash sweep APY current October 2026 rate FDIC coverage terms
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
best short term CD rates October 2026 3 month 6 month 12 month United States
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Federal Reserve latest interest rate decision October 2026 rate cuts
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1