My husband got a speeding ticket last week and I am trying to figure out which auto insurance carriers forgive the first minor infraction and how long that surcharge usually stays on your record.
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The searches the AI actually ran for this prompt.
SEED QUERY
My husband got a speeding ticket last week and I am trying to figure out which auto insurance carriers forgive the first minor infraction and how long that surcharge usually stays on your record.
2 real searches · 1 real-search pass
Texas Department of Insurance speeding ticket insurance rates surcharge how long violation stays record 2026 first ticket forgiveness insurersGoogle ↗
OBSERVEDConsequence
Texas speeding ticket insurance surcharge how long 3 years first minor violation accident forgiveness carriers State Farm Progressive GEICO Allstate official policyGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Texas Department of Insurance speeding ticket insurance rates surcharge how long violation stays record 2026 first ticket forgiveness insurers Google ↗
Texas speeding ticket insurance surcharge how long 3 years first minor violation accident forgiveness carriers State Farm Progressive GEICO Allstate official policy Google ↗
- B-0047-10 · tdi.texas.gov
- Car Insurance After a Speeding Ticket in Texas (2026) · watsoninsure.com
- How long will my auto insurance ticket surcharge last?| Insurance.com · insurance.com
- Do Tickets Affect Your Insurance Rate? · progressive.com
- How to Order a Driver Record · dps.texas.gov
- CODE OF CRIMINAL PROCEDURE CHAPTER 45A. JUSTICE AND MUNICIPAL COURTS · tcss.legis.texas.gov
- Texas Constitution and Statutes · statutes.capitol.texas.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Texas Department of Insurance speeding ticket insurance rates surcharge how long violation stays record 2026 first ticket forgiveness insurers OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Texas speeding ticket insurance surcharge how long 3 years first minor violation accident forgiveness carriers State Farm Progressive GEICO Allstate official policy OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |