Find me the best mortgage lenders that do not penalize self-employed freelancers who graduated within the last two years.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Find me the best mortgage lenders that do not penalize self-employed freelancers who graduated within the last two years.
4 real searches · 1 real-search pass
Houston Texas mortgage lenders self-employed freelancer recent graduate less than two years employment bank statement loan 2026; Fannie Mae self employment income history one year exception recent graduate mortgage underwriting; Freddie Mac self employed income documentation one yearGoogle ↗
OBSERVEDReason
mortgage lenders self employed freelancers bank statement loansGoogle ↗
OBSERVEDReason
mortgage brokers self employed borrowersGoogle ↗
OBSERVEDYes / no
first time homebuyer mortgage lendersGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
Houston Texas mortgage lenders self-employed freelancer recent graduate less than two years employment bank statement loan 2026; Fannie Mae self employment income history one year exception recent graduate mortgage underwriting; Freddie Mac self employed income documentation one year Google ↗
mortgage lenders self employed freelancers bank statement loans Google ↗
mortgage brokers self employed borrowers Google ↗
first time homebuyer mortgage lenders Google ↗
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
- Bank Statement Loans · adamcloses.com
- Houston Mortgage Loan Officer · brandonhuynh.net
- Entrust Home Lending | Houston Mortgage Broker · entrusthomelending.com
- Small Business Mortgages · smallbusinessmortgages.com
- Bank Statement Loans for Self-Employed Buyers in Houston · drrobmortgage.com
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Houston Texas mortgage lenders self-employed freelancer recent graduate less than two years employment bank statement loan 2026; Fannie Mae self employment income history one year exception recent graduate mortgage underwriting; Freddie Mac self employed income documentation one year OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
mortgage lenders self employed freelancers bank statement loans OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
mortgage brokers self employed borrowers OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
first time homebuyer mortgage lenders OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |