Real ChatGPT answer · index seedYJ6ymMxYSIkcompleteInsurance · life insurancebrand

What kind of proof does State Farm require from smokers who claim they have quit cigarettes for lower rates

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What kind of proof does State Farm require from smokers who claim they have quit cigarettes for lower rates
2 real searches · 1 real-search pass
State Farm life insurance non-tobacco rates proof quit smoking cotinine test requirementsGoogle ↗
OBSERVEDYes / no
State Farm auto home insurance smoking discount proof quit smoking cigarettes tobacco underwritingGoogle ↗
OBSERVEDShort fact

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact50%Other / navigationalComparisonConsequenceReasonDefinitionInstructionYes / no50%

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
State Farm life insurance non-tobacco rates proof quit smoking cotinine test requirements Google ↗
State Farm auto home insurance smoking discount proof quit smoking cigarettes tobacco underwriting Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
State Farm life insurance non-tobacco rates proof quit smoking cotinine test requirements
OBSERVED
Google ↗
AI Mode ↗
—Yes / no——1x
of 1
State Farm auto home insurance smoking discount proof quit smoking cigarettes tobacco underwriting
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1