What are my rights when a collection agency violates the Fair Debt Collection Practices Act by threatening to seize my mobile home in Texas?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are my rights when a collection agency violates the Fair Debt Collection Practices Act by threatening to seize my mobile home in Texas?
3 real searches · 1 real-search pass
Texas FDCPA debt collector threaten seize mobile home Texas law manufactured home repossession lien homestead protections statutesGoogle ↗
OBSERVEDConsequence
15 USC 1692e 1692f 1692k official text CFPB debt collection complaint Texas OCCC manufactured housing repossessionGoogle ↗
OBSERVEDReason
Texas Property Code manufactured home homestead exemption personal property real property lien foreclosure officialGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Texas FDCPA debt collector threaten seize mobile home Texas law manufactured home repossession lien homestead protections statutes Google ↗
15 USC 1692e 1692f 1692k official text CFPB debt collection complaint Texas OCCC manufactured housing repossession Google ↗
Texas Property Code manufactured home homestead exemption personal property real property lien foreclosure official Google ↗
- Contact from a Debt Collector - Debt Collection · guides.sll.texas.gov
- U.S.C. Title 15 · govinfo.gov
- FINANCE CODE CHAPTER 392. DEBT COLLECTION · tcss.legis.texas.gov
- Debt Collection Practices · occc.texas.gov
- Your Debt Collection Rights · oag.state.tx.us
- Collecting the Debt - Debt Collection · guides.sll.texas.gov
- U.S.C. Title 15 · govinfo.gov
- Know Your Rights - Debt Collection · guides.sll.texas.gov
- PROPERTY CODE · tcss.legis.texas.gov
- Texas Constitution and Statutes · statutes.capitol.texas.gov
- Texas Attorney General – Consumer Protection · texasattorneygeneral.gov
- Texas Office of Consumer Credit Commissioner · occc.texas.gov
- Consumer Financial Protection Bureau · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Texas FDCPA debt collector threaten seize mobile home Texas law manufactured home repossession lien homestead protections statutes OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
15 USC 1692e 1692f 1692k official text CFPB debt collection complaint Texas OCCC manufactured housing repossession OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Texas Property Code manufactured home homestead exemption personal property real property lien foreclosure official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |