Real ChatGPT answer · index seedYDXFM4IiH4scompleteFinance and banking · retirement accountsinformational
Is it possible to execute a backdoor Roth IRA contribution while simultaneously holding a pre-tax balance in a traditional IRA without triggering the pro-rata rule?
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The searches the AI actually ran for this prompt.
SEED QUERY
Is it possible to execute a backdoor Roth IRA contribution while simultaneously holding a pre-tax balance in a traditional IRA without triggering the pro-rata rule?
1 real search · 1 real-search pass
IRS Form 8606 pro rata rule traditional SEP SIMPLE IRA December 31 balance rollover employer planGoogle ↗
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ChatGPT1 real searches · gpt-6
IRS Form 8606 pro rata rule traditional SEP SIMPLE IRA December 31 balance rollover employer plan Google ↗
- Instructions for Form 8606 (2025) · irs.gov
- 2026 Instructions for Form 8606 · irs.gov