Real ChatGPT answer · index seedYDT9RahL6r8completeInsurance · disability insuranceinformational

Is a cost of living adjustment rider worth the extra monthly premium on a long term disability policy for a thirty five year old parent?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is a cost of living adjustment rider worth the extra monthly premium on a long term disability policy for a thirty five year old parent?
2 real searches · 1 real-search pass
long term disability insurance cost of living adjustment COLA rider inflation protection benefit increases insurer consumer guideGoogle ↗
OBSERVEDReason
NAIC disability income insurance inflation protection COLA rider consumer informationGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
long term disability insurance cost of living adjustment COLA rider inflation protection benefit increases insurer consumer guide Google ↗
NAIC disability income insurance inflation protection COLA rider consumer information Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
long term disability insurance cost of living adjustment COLA rider inflation protection benefit increases insurer consumer guide
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
NAIC disability income insurance inflation protection COLA rider consumer information
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1