Real ChatGPT answer · index seedYBb9fKDHhLEcompleteFinance and banking · credit scores and repairbrand
If we pay off all our credit cards to zero today, how many weeks will it take for that to reflect on our credit report before applying for a mortgage?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
If we pay off all our credit cards to zero today, how many weeks will it take for that to reflect on our credit report before applying for a mortgage?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
when credit card issuers report balances to credit bureaus statement closing date mortgage credit score zero balance timing OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
mortgage lender rapid rescore credit card balances paid off reporting timeline official Fannie Mae OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |