Can you show me how lenders are calculating debt to income ratios for parents who co-signed private student loans versus those who did not?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you show me how lenders are calculating debt to income ratios for parents who co-signed private student loans versus those who did not?
3 real searches · 1 real-search pass
Fannie Mae Selling Guide student loans cosigned debt DTI payments made by another party 12 monthsGoogle ↗
OBSERVED
Freddie Mac Guide student loans cosigned debt DTI payment made by another party 12 monthsGoogle ↗
OBSERVED
FHA handbook student loans cosigned debt DTI non-mortgage debt payments made by othersGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae Selling Guide student loans cosigned debt DTI payments made by another party 12 months Google ↗
Freddie Mac Guide student loans cosigned debt DTI payment made by another party 12 months Google ↗
FHA handbook student loans cosigned debt DTI non-mortgage debt payments made by others Google ↗
- Monthly Debt Obligations · selling-guide.fanniemae.com
- Selling Guide_4.22.2026 · singlefamily.fanniemae.com
- Loan Product Advisor® Documentation Matrix · sf.freddiemac.com
- FHA Single Family Housing Policy Handbook · hud.gov
- Do authorized user accounts and co-signed debts count in DTI? · zeitro.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae Selling Guide student loans cosigned debt DTI payments made by another party 12 months OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac Guide student loans cosigned debt DTI payment made by another party 12 months OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FHA handbook student loans cosigned debt DTI non-mortgage debt payments made by others OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |