We are trying to decide between a PNC Bank personal loan and a Marcus loan to clear out high medical debt before the baby arrives
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We are trying to decide between a PNC Bank personal loan and a Marcus loan to clear out high medical debt before the baby arrives
3 real searches · 1 real-search pass
PNC Bank personal loan current rates terms fees eligibility 2026 officialGoogle ↗
OBSERVEDConsequence
Marcus by Goldman Sachs personal loans accepting new applications 2026 officialGoogle ↗
OBSERVEDOther / navigational
medical debt negotiate hospital financial assistance payment plan before personal loan CFPBGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
PNC Bank personal loan current rates terms fees eligibility 2026 official Google ↗
Marcus by Goldman Sachs personal loans accepting new applications 2026 official Google ↗
medical debt negotiate hospital financial assistance payment plan before personal loan CFPB Google ↗
- Unsecured Personal Loan: No Collateral Installment Loan · pnc.com
- PNC personal loan details · pnc.com
- Marcus by Goldman Sachs Personal Loan Alternatives · nerdwallet.com
- What should I know about medical credit cards and payment plans for medical bills? · consumerfinance.gov
- What should I do if I can’t pay a medical bill? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
PNC Bank personal loan current rates terms fees eligibility 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Marcus by Goldman Sachs personal loans accepting new applications 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
medical debt negotiate hospital financial assistance payment plan before personal loan CFPB OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |