Are there hidden fees with COBRA insurance that make it more expensive than cheaper short term health plans while I am between jobs on a strict budget?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are there hidden fees with COBRA insurance that make it more expensive than cheaper short term health plans while I am between jobs on a strict budget?
3 real searches · 1 real-search pass
2026 COBRA premium 2 percent administrative fee Department of Labor COBRA continuation coverageGoogle ↗
OBSERVEDReason
2026 short term limited duration insurance federal rules 2024 2025 duration CMS preexisting conditionsGoogle ↗
OBSERVEDReason
Ohio short term health insurance duration rules 2026Google ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 COBRA premium 2 percent administrative fee Department of Labor COBRA continuation coverage OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
2026 short term limited duration insurance federal rules 2024 2025 duration CMS preexisting conditions OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Ohio short term health insurance duration rules 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |