How do lenders view freelance or gig economy income when calculating the debt-to-income ratio for a mortgage pre-approval today?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do lenders view freelance or gig economy income when calculating the debt-to-income ratio for a mortgage pre-approval today?
3 real searches · 1 real-search pass
Fannie Mae Selling Guide self-employed income 2026 one year tax returns declining income calculation qualifying incomeGoogle ↗
OBSERVED
Freddie Mac Guide self-employed income documentation 2026 1099 gig economy mortgage qualifying incomeGoogle ↗
OBSERVED
FHA handbook self employment income two years 2026 mortgage qualifying incomeGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae Selling Guide self-employed income 2026 one year tax returns declining income calculation qualifying income Google ↗
Freddie Mac Guide self-employed income documentation 2026 1099 gig economy mortgage qualifying income Google ↗
FHA handbook self employment income two years 2026 mortgage qualifying income Google ↗
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- Self-Employment Income & Documentation · api.homebuyer.com
- Fannie Mae Selling Guide March 4, 2026 · singlefamily.fanniemae.com
- Freddie Mac Income Calculator FAQ · sf.freddiemac.com
- Debt-to-Income Ratios · guide-selling.fanniemae.com
- Selling Guide_4.22.2026 · singlefamily.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae Selling Guide self-employed income 2026 one year tax returns declining income calculation qualifying income OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac Guide self-employed income documentation 2026 1099 gig economy mortgage qualifying income OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FHA handbook self employment income two years 2026 mortgage qualifying income OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |