What documents must I upload to the Wells Fargo mortgage portal to prove that funds used for closing costs and reserves are seasoned gifts rather than unrecorded loans?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What documents must I upload to the Wells Fargo mortgage portal to prove that funds used for closing costs and reserves are seasoned gifts rather than unrecorded loans?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Wells Fargo mortgage gift funds documentation donor letter bank statements closing costs reserves seasoning requirements Google ↗
Fannie Mae selling guide gift funds documentation donor transfer source bank statements reserves gift letter Google ↗
- Homeowner Assistance Documents · wellsfargo.com
- Using gift funds for your down payment · wellsfargo.com
- How to Buy a Home with Gifted Funds: A Complete Guide · stories.wf.com
- Depository Accounts · selling-guide.fanniemae.com
- Personal Gifts · selling-guide.fanniemae.com
- Fannie Mae Selling Guide March 4, 2026 · singlefamily.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Wells Fargo mortgage gift funds documentation donor letter bank statements closing costs reserves seasoning requirements OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae selling guide gift funds documentation donor transfer source bank statements reserves gift letter OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |