Real ChatGPT answer · index seedXtD4xqqIfAscompleteFinance and banking · investing and brokerageslocal

Can you walk me through the exact steps to open a Roth IRA online today and fund it with my personal bank account?

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you walk me through the exact steps to open a Roth IRA online today and fund it with my personal bank account?
3 real searches · 1 real-search pass
IRS 2026 Roth IRA contribution limit income phase out 2026 officialGoogle ↗
OBSERVEDConsequence
Fidelity open Roth IRA online link bank account transfer money official instructionsGoogle ↗
OBSERVEDInstruction
Charles Schwab open Roth IRA online link external bank account official instructionsGoogle ↗
OBSERVEDInstruction

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequence33%ReasonDefinitionInstruction67%Yes / no

Classes come from the query-classifier (a local Laya model). 1 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
IRS 2026 Roth IRA contribution limit income phase out 2026 official Google ↗
Fidelity open Roth IRA online link bank account transfer money official instructions Google ↗
Charles Schwab open Roth IRA online link external bank account official instructions Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS 2026 Roth IRA contribution limit income phase out 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Fidelity open Roth IRA online link bank account transfer money official instructions
OBSERVED
Google ↗
AI Mode ↗
—Instruction——1x
of 1
Charles Schwab open Roth IRA online link external bank account official instructions
OBSERVED
Google ↗
AI Mode ↗
—Instruction——1x
of 1