Real ChatGPT answer · index seedXpyTrlZfcqEcompleteFinance and banking · mortgagescommercial

What are the current promotion rates for home equity lines of credit that waive closing costs for the first year.

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the current promotion rates for home equity lines of credit that waive closing costs for the first year.
2 real searches · 1 real-search pass
California HELOC introductory promotional rate first 12 months no closing costs 2026 lendersGoogle ↗
OBSERVEDOther / navigational
HELOC promotional APR first year no closing costs California 2026 credit unions banksGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational100%ComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
California HELOC introductory promotional rate first 12 months no closing costs 2026 lenders Google ↗
HELOC promotional APR first year no closing costs California 2026 credit unions banks Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
California HELOC introductory promotional rate first 12 months no closing costs 2026 lenders
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
HELOC promotional APR first year no closing costs California 2026 credit unions banks
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1