Real ChatGPT answer · index seedXnyh60nRjBgcompleteFinance and banking · checking and savings accountscommercial

How do checking account overdraft line of credit interest rates compare to standard personal loan rates at credit unions this month?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do checking account overdraft line of credit interest rates compare to standard personal loan rates at credit unions this month?
2 real searches · 1 real-search pass
October 2026 credit union overdraft line of credit APR rates personal loan rates credit unions current ratesGoogle ↗
OBSERVEDConsequence
NCUA credit union interest rate data personal loans October 2026 overdraft line of credit ratesGoogle ↗
OBSERVEDShort fact

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact50%Other / navigationalComparisonConsequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
October 2026 credit union overdraft line of credit APR rates personal loan rates credit unions current rates Google ↗
NCUA credit union interest rate data personal loans October 2026 overdraft line of credit rates Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
October 2026 credit union overdraft line of credit APR rates personal loan rates credit unions current rates
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
NCUA credit union interest rate data personal loans October 2026 overdraft line of credit rates
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1