If a house is in a special flood hazard area, how much should I expect property insurance to cost annually based on recent rates?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
If a house is in a special flood hazard area, how much should I expect property insurance to cost annually based on recent rates?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2025 2026 average NFIP flood insurance premium Texas annual cost FEMA Risk Rating 2.0 average premium SFHA Google ↗
FEMA NFIP average annual premium 2025 Risk Rating 2.0 policy cost high risk flood zone Google ↗
- How Much Does Flood Insurance Cost? See 2026 Rates · nerdwallet.com
- Texas Flood Insurance Rates & Average Cost · insurox.com
- Premium Costs · floodsmart.gov
- FEMA Fact Sheet · agents.floodsmart.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2025 2026 average NFIP flood insurance premium Texas annual cost FEMA Risk Rating 2.0 average premium SFHA OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
FEMA NFIP average annual premium 2025 Risk Rating 2.0 policy cost high risk flood zone OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |