Real ChatGPT answer · index seedXiAPyoR8ExccompleteFinance and banking · retirement accountscomparison

Is it smarter for our family to pay Edward Jones advisory fees for active management or switch to a low cost index fund provider like Fidelity?

ChatGPTgpt-64 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it smarter for our family to pay Edward Jones advisory fees for active management or switch to a low cost index fund provider like Fidelity?
4 real searches · 1 real-search pass
Edward Jones advisory fee schedule wrap program fees official 2026Google ↗
OBSERVEDReason
Fidelity ZERO index funds expense ratios official FidelityGoogle ↗
OBSERVEDConsequence
SPIVA U.S. scorecard year end 2025 active funds underperform index officialGoogle ↗
OBSERVEDReason
Investor.gov investment fees impact returns compound feesGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (4)
Short factOther / navigationalComparisonConsequence50%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT4 real searches · gpt-6
Edward Jones advisory fee schedule wrap program fees official 2026 Google ↗
Fidelity ZERO index funds expense ratios official Fidelity Google ↗
SPIVA U.S. scorecard year end 2025 active funds underperform index official Google ↗
Investor.gov investment fees impact returns compound fees Google ↗

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Edward Jones advisory fee schedule wrap program fees official 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Fidelity ZERO index funds expense ratios official Fidelity
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
SPIVA U.S. scorecard year end 2025 active funds underperform index official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Investor.gov investment fees impact returns compound fees
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1