How much will a DUI conviction for one of our delivery drivers actually spike our company auto insurance rates this year in California?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How much will a DUI conviction for one of our delivery drivers actually spike our company auto insurance rates this year in California?
3 real searches · 1 real-search pass
California commercial auto insurance DUI conviction delivery driver fleet premium increase underwriting 2026Google ↗
OBSERVEDConsequence
California commercial auto insurance DUI driver eligibility surcharge business fleet insurance insurer underwriting DUI convictionGoogle ↗
OBSERVEDComparison
California commercial auto insurance rate filings DUI surcharge commercial vehicle driver motor vehicle record CaliforniaGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
California commercial auto insurance DUI conviction delivery driver fleet premium increase underwriting 2026 Google ↗
California commercial auto insurance DUI driver eligibility surcharge business fleet insurance insurer underwriting DUI conviction Google ↗
California commercial auto insurance rate filings DUI surcharge commercial vehicle driver motor vehicle record California Google ↗
- Commercial Auto Insurance California | Fleet & Trucking · thriverisk.com
- What Happens to Your Commercial Auto Policy if a Driver Gets a DUI? · ramaticiins.com
- Cal. Code Regs. Tit. 10, § 2632.5 - Rating Factors | State Regulations | US Law · law.cornell.edu
- California Code of Regulations, Article 3, Section 2632.5 - Rating Factors | California Code of Regulations · regulations.justia.com
- Request Your Driver's Record · dmv.ca.gov
- California Code, Insurance Code - INS § 488 · codes.findlaw.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
California commercial auto insurance DUI conviction delivery driver fleet premium increase underwriting 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
California commercial auto insurance DUI driver eligibility surcharge business fleet insurance insurer underwriting DUI conviction OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
California commercial auto insurance rate filings DUI surcharge commercial vehicle driver motor vehicle record California OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |