Real ChatGPT answer · index seedXUCJbCKSLmocompleteFinance and banking · checking and savings accountscommercial
What are the hidden costs of using out-of-network ATMs abroad even when my bank advertises fee-free international withdrawals through global alliance networks?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the hidden costs of using out-of-network ATMs abroad even when my bank advertises fee-free international withdrawals through global alliance networks?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
international ATM withdrawals hidden fees dynamic currency conversion ATM operator surcharge global ATM alliance bank fee-free official guidance Google ↗
Visa dynamic currency conversion choose local currency ATM exchange rate official Google ↗
- Bank of America Financial Centers and ATMs · locators.bankofamerica.com
- Global ATM Alliance · banksa.com.au
- Using Your Navy Federal Debit Card Overseas · navyfederal.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
international ATM withdrawals hidden fees dynamic currency conversion ATM operator surcharge global ATM alliance bank fee-free official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Visa dynamic currency conversion choose local currency ATM exchange rate official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |