What are the precise merchant category codes that trigger the five percent grocery store bonus on the Citi Custom Cash, and do warehouse clubs like Costco code correctly?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the precise merchant category codes that trigger the five percent grocery store bonus on the Citi Custom Cash, and do warehouse clubs like Costco code correctly?
1 real search · 1 real-search pass
Citi Custom Cash grocery store category merchant category codes MCC 5411 5422 5441 5451 5462 5499 Costco 5300Google ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
Citi Custom Cash grocery store category merchant category codes MCC 5411 5422 5441 5451 5462 5499 Costco 5300 Google ↗
- Featured cards and promotion · citi.com
- Merchant Category Codes · citigroup.com
- Visa Merchant Data Standards Manual · usa.visa.com
- Quick Reference Booklet · mastercard.com
- What's the difference between the grocery stores and supermarkets bonus categories? · thepointsguy.com
- citi custom cash® card directory of services · snamwpm.eccmp.com